'Toys' vs food?

I had a copule in my office and of course with the economic times their incomes have been reduced, not layoffs, just reduction in hours. When we looked at the big picture they have been managing ok - but majority of their debt was for 'toys'... boats, wave runners, 4-wheelers and of course the mortgage. I couldn't do anything for them but provide advice.

What about selling the toys? "Well, we owe more then what we will get for them... so what is the point?" Well, you could save on insurance, gas, docking fees and can you really afford to drive up north to use them right now?

Lets look at the big picture. What is more important? Your toys or making your mortgage payment?